Sunday, May 19, 2013

e-Sign vs. e-Notarization

There are some confusions as to what an e-Signing versus an e-Notarization is so I will briefly explain the differences.  An e-Notarization is where a notary public notarize documents electronically over the internet with what is called a digital stamp or signature prescribed by a commissioning state.  This is all done over the internet so there are no papers to be printed or notarized with a wet signature.  California currently does not allow e-Notarization.

An e-Signing on the other hand is little different from the e-Notarization in that the signers can sign the documents electronically but notarization can not take place over the internet.  The forms which needs to be notarized needs to be printed out, signed and notarized by a notary public with a wet signature.  E-Signing are allowed in California.

As a Notary Public in San Jose, Milpitas and Fremont I am commissioned and equipped to perform e-Signing for anyone who requires a loan closing agent in the Santa Clara, Alameda, and San Mateo County.  Thank you for reading and I look forward to serving you.

Saturday, May 18, 2013

Notary Public's Limitations

Notary Publics are an official of the state but when it comes to the practice of law, it is strictly prohibited.  Notary Publics are what we call ministerial officials.  Unlike an attorney they do not and can not practice law unless they also have a license to do so.  As a notary I can NOT:

  • advise you in regards to a document
  • interpret documents
  • prepare documents
  • complete documents
  • draft documents

In general, anything that implies the practice of law is a no-no.  Therefore, if you have any questions regarding your document please ask the originator of the document or an attorney before coming to a notary public to have it notarized.  Even if I know what type of notarial act to perform I can not even make that decision for you.  As a signer you can select which natorial act to perform but I can not make that determination for you.  For further clarification please contact Brian's 24Notary, a San Jose Notary Public Service CA 95132 .  For more prohibition please click on the link to read the Disclaimer.

Wednesday, May 15, 2013

Low Cost Mobile Notary Service in San Jose and Milpitas

If you are looking for the lowest mobile notary public service in the San Jose and Milpitas area without compromising the quality of service, look no further because we can help.  If you compare my cost to those of my peers, you can easily see it is the most reasonable and simplest of all.

Most of the local San Jose and Milpitas Mobile Notary Public charges anywhere from $20 to $60 just to travel to you for a notarization; in some cases this does not yet include the $10 fee for notarizing your document once there.  On the other hand, there are others who charges on average $1.00 per mile, which can be a little messy and hard to calculate.   For example, one day you can have a document notarized at your home for $35 and on another occasion with the same person, the cost can be $45 at a local Starbucks a few miles down from your house.  To me that is just too complicated and does not make a lot of sense.

At 24Notary, we will only charge you $30 to come to your home, office or a convenient location of your choice in San Jose or Milpitas to notarize your document.  Please call first for a quote. Our fee may be higher during holidays or after hours.  If you are on a budget and would like to save even more, just drop by my office and a notarization is only $10.  Please call me first before dropping by as we are mobile for other assignments.  For complete details about our service and fee schedule CLICK HERE.

I am certain your life is already busy and complicated as it is; save yourself the aggravation and headache of searching for a reasonable mobile notary public in San Jose and Milpitas with the lowest cost by giving me a call at (408) 417-0338.  We look forward to working with you soon!

Monday, May 13, 2013

Certification of Documents by A Notary Public

On occasions I've been asked to certify documents.  I just wanted to take this opportunity to clear things up so people can have a better understanding of what a Notary Public can and can NOT certify.  In the State of California, a Notary Public can certify copies of Power of Attorney document or otherwise known as a POA and Notary Journal entries ONLY.  Everything else can not be certified by a Notary Public.  Example of such documents which can NOT be certified are:

  • Marriage Certificates
  • Birth Certificates
  • Death Certificates
  • Divorce Certificates

If the custodian of a document needs to certify copies of certain documents; he can certify to the fact that he is attaching a true, correct and complete copies of that original document.  After which he must sign the form where he is making the certification, then he can have the signature notarized by a Notary Public.  But the custodian is the one who must select which type of notarization they want (Acknowledgement or Jurat).  A Notary Public can not make that determination.  The above mentioned vital records can NOT be certified, no exceptions.  Copies of the vital records can only be obtain from the originator, usually through the county clerk.

If you have any questions or concern and need further clarifications please feel free to contact me anytime, I am here to serve you.  My notary service is located in San Jose bordering the city of Milpitas, I also cover Fremont.  Although these are my main coverage area I am not limited to these cities.  Please see my coverage area.

Tuesday, May 07, 2013

Backdating or Forward-dating on Notarized Documents

On occasions I have been asked by the signer or the originator of the document to either backdate or forward date a document for which I am notarizing; this is illegal.  Therefore, I will not make any exception for anyone so please don't ask.  I can lose my commission and/or be fined for doing so.   If the documents I am notarized have the date when it was created or have an effective date on it, this is acceptable.  For further clarifications on this feel free to contact me.

Friday, May 03, 2013

California Notaries Public Cannot Perform Notarial Services Online (e-Notarization)

Per California regulations, California Notaries can NOT perform online webcam notarization:
Online webcam notarizations are invalid and illegal activities for California notaries public.
California notaries public should beware of misleading information from private companies claiming to have legal online notarization websites and legal online notarization services. Web-based platforms that purport to allow a person to submit copies of identification over the Internet and to use a webcam in lieu of a personal appearance in front of a notary public (e.g., appearance via webcam) do not meet the requirements for notarization by California notaries public.
California notaries public are authorized under current law to perform electronic notarizations as long as all the requirements for a traditional paper-based notarial act are met, including the use of a seal for all but two specific documents used in real estate transactions. California law requires a person to appear personally before a notary public to obtain notarial acts like acknowledgments or jurats. This means the party must be physically present before the notary public. A video image or other form of non-physical representation is not a personal appearance in front of a notary public under California state law. Technology solutions from private companies offering online notarial services do not meet the requirements for notarization by California notaries public. The Commonwealth of Virginia is the only state in the United States that provides for legal web-based notarization services.  

Wednesday, January 09, 2013

Differences between Acknowledgement & Jurat

In many cases people get confused as to the difference between an Acknowledgement and a Jurat.  An Acknowledgement is the most common form of notarization performed by most notary public.  In regards to the Acknowledgement, the notary public certifies that the signer: 1) personally appeared before the notary public on the indicated date and county, 2) the notary public identified the signer and 3) the signer acknowledged to the execution of the document.  With an Acknowledgment the signer does not need to sign the document in front of a notary but it is recommended.  Here is what the wording of an Acknowledgement looks like:

Brian Sample of Acknowledgment Notary Public Form

A Jurat on the other hand is second in popularity when performing a notarization.  With a Jurat the notary public certifies that 1) the signer personally appeared before the notary public on the indicated date and county, 2) the notary public identified the signer, 3) the signer signed the said document in the presence of the notary public, 4) the notary administered the oath or affirmation.

The signer and not the notary public must choose which form to use for the notarization.  I can not tell you which forms to use for your notarization since it is illegal for me to do so.  In most cases either will do since they both will be notarized but you should always check with the originator who drafted the document and ask them which forms they want notarized.  

See below for sample wording of a Jurat:

Brian Sample of Jurat Notary Public Form

Thursday, March 27, 2008

San Jose & Milpitas Notary Public Complete Coverage Area

As a commissioned notary public for the State of California I am certified to perform notarization for my clients.  I am located in San Jose near the City of Milpitas CA but I serve the Santa Clara, San Mateo and Alameda County in California CA.  I also serve the surrounding cities outside of these counties; please contact me to make an arrangements.

Brian's 24Notary mobile notary is an NNA certified Loan Closing Agent who covers all the cities in the County of Santa Clara, San Mateo and Alameda CA which includes all of the following areas:

Santa Clara County CA:

Alviso, Campbell, Coyote, Cupertino, Gilroy, Holy City, Los Altos, Los Gatos, Milpitas, Morgan Hill, Mount Hamilton, Mountain View, New Almaden, Palo Alto, Redwood Estates, San Jose, San Martin, Santa Clara, Saratoga, Stanford, Sunnyvale,

Alameda County CA:
Alameda, Albany, Berkeley, Castro Valley, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Oakland, Piedmont, Pleasanton, San Leandro, Sunol, Union City

San Mateo County CA:
Atherton, Belmont, Brisbane, Burlingame, Colma, Daly City, El Granada, Half Moon Bay, La Honda, Loma Mar, Menlo Park, Millbrae, Montara, Moss Beach, Pacifica, Palo Alto, Pescadero, Portola Valley, Redwood City, San Bruno, San Carlos, San Francisco, San Mateo, South San Francisco, Woodside


The following are the zip codes of areas which I will travel to perform standard notary or loan closing for my clients: Zipcode are as followed:

Santa Clara County CA:

95002, 95008, 95009, 95011, 95013, 95014, 95015, 95020, 95021, 95026, 94022, 94023, 94024, 95030, 95031, 95032, 95033, 95035, 95036, 95037, 95038, 95140, 94035, 94039, 94040, 94041, 94042, 94043, 95042, 94301, 94302, 94304, 94306, 94309, 94310, 95044, 95101, 95102, 95103, 95106, 95108, 95109, 95110, 95111, 95112, 95113, 95114, 95115, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95137, 95138, 95139, 95141, 95142, 95148, 95150, 95151, 95152, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95170, 95171, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196, 95046, 95050, 95051, 95052, 95053, 95054, 95055, 95056, 95070, 95071, 94305, 94086, 94087, 94088, 94089, 94090

Alameda County CA:
94501, 94502, 94706, 94701, 94702, 94703, 94704, 94705, 94707, 94708, 94709, 94710, 94712, 94720, 94546, 94552, 94568, 94608, 94662, 94536, 94537, 94538, 94539, 94555, 94540, 94541, 94542, 94543, 94544, 94545, 94557, 94550, 94551, 94560, 94601, 94602, 94603, 94604, 94605, 94606, 94607, 94609, 94610, 94611, 94612, 94613, 94614, 94615, 94617, 94618, 94619, 94621, 94623, 94624, 94625, 94626, 94627, 94643, 94649, 94659, 94660, 94661, 94666, 94620, 94566, 94588, 94577, 94578, 94579, 94580, 94586, 94587

San Mateo County CA:
94027, 94002, 94003, 94005, 94010, 94011, 94012, 94014, 94015, 94016, 94017, 94018, 94019, 94020, 94021, 94025, 94026, 94029, 94030, 94031, 94037, 94038, 94044, 94045, 94303, 94307, 94308, 94060, 94028, 94059, 94061, 94062, 94063, 94064, 94065, 94066, 94067, 94096, 94098, 94070, 94071, 94128, 94074, 94401, 94402, 94403, 94404, 94405, 94406, 94407, 94408, 94409, 94497, 94080, 94083, 94099

Wednesday, March 26, 2008

Type of Notarization


As a commissioned notary public for the State of California I am certified to perform notarization for my clients.  Below are just a few of the many type of document which I can perform notarization for my valued customers.  I serve all cities in Santa Clara, San Mateo and Alameda County CA and most surrounding cities.  Contact Me to arrange for a notarization.  If you do not see a form for which you need notarization please contact me.

General Types of Notary Public Services in San Jose & Milpitas, CALIFORNIA CA:

  • San Jose & Milpitas Notary for Real Estate Documents
  • San Jose & Milpitas Notary for Legal paper Documents
  • San Jose & Milpitas Notary for copies of Power of Attorney
  • San Jose & Milpitas Notary for Power of Attorney Documents Paperwork
  • San Jose & Milpitas Notary for Health Care Directives
  • San Jose & Milpitas Notary for Medical Documents
  • San Jose & Milpitas Notary for Traffic School Tests
  • San Jose & Milpitas Notary for Affidavits
  • San Jose & Milpitas Notary for Complete Loan Packages
  • San Jose & Milpitas Notary for Deed of Trust
  • San Jose & Milpitas Notary for Declaration of Homestead
  • San Jose & Milpitas Notary for Quit Claim Deed
  • San Jose & Milpitas Notary for Affidavit of Support
  • San Jose & Milpitas Notary for Pre-Nuptial Agreement
  • San Jose & Milpitas Notary for Marital Settlement Agreement
  • San Jose & Milpitas Notary for Application for Domestic Partnership
  • San Jose & Milpitas Notary for Permission to Travel
  • San Jose & Milpitas Notary for Person Pater Documents
  • San Jose & Milpitas Notary for Person Loan Paper Documents
  • San Jose & Milpitas Notary for Jail
  • San Jose & Milpitas Notary for Prison
  • San Jose & Milpitas Notary for Detention Center
  • San Jose & Milpitas Notary for Courthouse Documents
  • San Jose & Milpitas Notary for Living Trust Paperwork Documents or Draft
  • San Jose & Milpitas Notary for Nursing Home
  • San Jose & Milpitas Notary for Retirement Homes
  • San Jose & Milpitas Notary for Assisted Living Facilities
  • San Jose & Milpitas Notary for Adoption Paperwork Documentations
  • San Jose & Milpitas Notary for Legal Documents
  • San Jose & Milpitas Notary for Retainer Agreement
  • San Jose & Milpitas Notary for Corporate Documents
  • San Jose & Milpitas Notary for Financial Documents
  • San Jose & Milpitas Notary for Employment Paperwork Documents
  • San Jose & Milpitas Notary for Birth Certificate Request Forms
  • San Jose & Milpitas Notary for Parents Consent for Minor to Travel
  • San Jose & Milpitas Notary for Permission for Minor to Travel
  • San Jose & Milpitas Notary for Acknowledgments
  • San Jose & Milpitas Notary for Jurats
  • San Jose & Milpitas Notary for Any Document Requiring a Notary Public Stamp
  • San Jose & Milpitas Notary for Sworn Statements
  • San Jose & Milpitas Notary for Trusted Enrollment Agent
  • San Jose & Milpitas Notary for Emergency Last Minute Service
  • San Jose & Milpitas Notary for Posting 3 Days Notice to Pay Rent or Quit
  • San Jose & Milpitas Notary for Posting Notice of Default
  • San Jose & Milpitas Notary for School Enrollment Documents
  • San Jose & Milpitas Notary for Residency Affidavit for Caregiver
  • San Jose & Milpitas Notary for Firearm Application
  • San Jose & Milpitas Notary for Loan Closing Documents

Saturday, September 15, 2007

PAYMENTS


I will accept all of the follow types of payments as an added convenience for my customers:

  • Cash
  • Visa
  • Mastercard
  • Discover
  • American Express
  • PaypaL

Please note, you do NOT need to have a paypal account to pay me with your Visa, Mastercard, Discover or American Express cards.  I have a card reader on hand that will accept all major credit cards.  I do not accept personal or business checks.  I will also provide an invoice statement for loan signing assignments to larger companies, please contact me to make the arrangements. 

24Notary - San Jose Milpitas Mobile Notary Service 24-7
24Notary Accept All Major Credit Cards

DISCLAIMER

As a California Notary Publics, I am prohibited by law from rendering legal advice of any nature during or in conjunction with any Notarial Act.  If you have any questions regarding your documents, please consult an attorney or the person who provided you the documents prior to our notarization.  This means I can NOT give you any advice, help you prepare, fill out any documents or make any recommendations in relation to any legal documents for notarization.  As a Notary Publics, it is my job to notarize your documents and ensure it is complete.  In addition, I can not notarize your documents if it is determined that the signer’s awareness and/or willingness to sign is in question.  The signer and the Notary also need to communicate in the same language.

PRIVACY POLICY


With today’s fast pace and technologically incline environment, identity fraud can be very damaging; therefore, you can always trust me to keep your sensitive information safe and secure.  I always keep my journal of clients sensitive information locked up in a suitcase and near my side at all times.  All soft copies of the loan documents from the title / escrow companies are permanently deleted from my laptop after each loan signing.  Additionally, I will not share or sell your personal information to anyone.  If you have any questions or concerns, please feel free to contact me anytime at 24notary, a 24/7 San Jose Milpitas CA Notary Service 95132 & 95035.  

Brian's Contact Information